Terms of Service
Last updated: January 2026
Acceptance of Terms
By accessing and using Finora Hubs, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or any of our financial calculators. These terms apply to all visitors, users, and anyone else who accesses our site. We reserve the right to modify these terms at any time, and your continued use of the site following any changes constitutes your acceptance of the new terms. We encourage you to review these terms periodically to stay informed about any updates.
Use of Calculators
The financial calculators provided on Finora Hubs are designed for personal, non-commercial, informational use only. These tools are intended to help you understand approximate values for educational purposes and should not be used as a substitute for professional financial advice from a licensed advisor. While we strive for accuracy in our calculations, we cannot guarantee that the results will match any specific financial product, service, or real-world scenario. The calculators do not account for all variables that may affect your financial decisions, and you should consult with qualified financial professionals before making any major financial decisions. Any reliance you place on our calculators is strictly at your own risk.
Intellectual Property
All content, design, code, calculator logic, graphics, and materials on Finora Hubs are owned by Finora Hubs and are protected by applicable intellectual property laws. This includes but is not limited to trademarks, copyrights, and trade secrets. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from our site without our prior written consent. You are prohibited from using any of our calculators or content for commercial purposes or reselling access to our tools. If you believe that any content on our site infringes on your intellectual property rights, please contact us immediately so we can investigate and take appropriate action.
Disclaimer of Warranties
Finora Hubs and all content, calculators, and services provided through our site are offered "as is" without any representations or warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of any calculator results, content, or information available on the site. While we make efforts to ensure our calculators use industry-standard formulas and up-to-date data, we cannot warrant that the calculations will always be error-free or suitable for your specific needs. We explicitly disclaim all warranties including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. For detailed information about the limitations of our calculators, please visit our Disclaimer page.
Limitation of Liability
To the fullest extent permitted by law, Finora Hubs and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website, calculators, or any content provided on the site. This includes damages for loss of profits, goodwill, data, or other intangible losses resulting from your access to or use of our services. You acknowledge that any financial decision you make based on the output of our calculators is made at your own risk, and you agree to indemnify and hold harmless Finora Hubs from any claims, damages, or losses arising from your reliance on our tools. Our total liability in any circumstance shall not exceed the amount you paid us, if anything, for access to our services.
External Links
Our website may contain links to third-party websites, services, or resources that are not owned or controlled by Finora Hubs. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. The inclusion of any external links does not imply that we endorse, sponsor, or are affiliated with the linked website or its owner. We strongly advise you to review the terms and privacy policies of any third-party sites you visit. Your interactions with third-party websites are governed solely by the terms and conditions of those websites, not by these Terms of Service.
Changes to Terms
We reserve the right to modify, update, or replace any part of these Terms of Service at our sole discretion at any time. When we make changes, we will post the updated terms on this page with a revised "Last updated" date at the top. Your continued use of Finora Hubs after any changes constitutes your acceptance of the new terms. We encourage you to review these terms periodically, especially before providing any personal information or using our calculators. The date of the most recent revision will always be prominently displayed at the top of this page.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States of America, without regard to its conflict of law provisions. Any disputes arising from or relating to these terms or your use of Finora Hubs shall be resolved exclusively in the courts of the United States. By using our website, you agree to submit to the personal jurisdiction of and venue in the federal and state courts located within the United States for the resolution of any disputes. If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
Contact Us
If you have any questions, concerns, or comments about these Terms of Service or our privacy practices, please do not hesitate to reach out to us. We are committed to addressing all inquiries promptly and transparently. You can contact us via email at support@finorahubs.com. For more ways to get in touch, please visit our Contact page. We typically respond to all inquiries within 48 business hours.